Video Conference Access
Business Meetings: 3rd Sundays
What Is Debtors Anonymous?
Debtors Anonymous is a fellowship of people who have a shared desire to stop incurring new unsecured debt. We define unsecured debt as any debt not backed up by some form of collateral, like a house or a car.
This desire to stop debting is the only requirement for membership in DA. We have neither membership dues nor fees for the support our members offer one another. We welcome anyone to attend our open meetings.
For people whose use of unsecured debt has caused a variety of problems and has made their lives unmanageable, DA offers a program that works. In DA meetings, our members share their experience, strength, and hope, and we help each other to not incur new unsecured debt one day at a time.
DA members offer direct support to each other through sponsorship and service. Ultimately, it’s debtors helping debtors.
What Is Business Debtors Anonymous?
Business Debtors Anonymous (BDA) is a distinct and dynamic but not separate part of DA, created to focus on the recovery of members of the fellowship who are business owners. Together, members of BDA support one another in applying the DA principles and tools when owning and running a business.
However, as part of DA, there is no separate membership for attending Business Debtors Anonymous meetings. As it states in DA’s 3rd Tradition, "the only requirement for membership is a desire to stop incurring unsecured debt." This applies to both personal and professional debt. It is understood that paying bills for goods and services rendered according to agreed-upon terms does not constitute debting.
With an Amendment from Sunday BDA Online
In modern times, BDA membership includes not only business owners, but also independent contractors and the self-employed. If you attend this or other BDA meetings, you will also hear members who are in management and sales positions, using the DA principles and BDA Tools to bring their recovery and spirituality into their work lives. Plus so many artists and writers and musicians. Oh, my!
Some BDA members are retired, or on fixed incomes for other reasons, and are working to develop multiple streams of income, some active income streams and some passive. Last but not least, BDA is home to countless members who have an idea or an inspiration for a business or simply a desire to be a business owner and are growing spiritually as they prepare to take new actions in pursuit of their visions.
All the DA members described here, and many more, are welcome to attend BDA meetings. Once more, because it's one of our most important DA and BDA principles, "The only requirement for DA membership is a desire to stop incurring unsecured debt." In our experience, every BDA meeting is a DA meeting, but not every DA meeting is a BDA meeting.
What Is Sunday BDA Online?
Now in our 17th year of service to the DA and BDA fellowship, we (BDA group # 968) have moved to a video conference platform, hosting a weekly BDA online meeting, 8-9:15pm Eastern US time on Sundays, and other BDA activities.
BDA meetings and recovery include an additional set of practical and spiritual tools especially developed for business owners and the self-employed, including artists and other creatives, as well as professional services and countless other occupations. For many of us, it was through failed business pursuits that we found ourselves out of control financially. DA and BDA have given us new meaning and purpose and provide us with a peace of mind we never imagined possible.
Once a month we have a speaker share experience, strength, and hope on the Step of the month. On other weeks we read from the DA 12x12x12 on the Step, Tradition, or Concept of the month. On the third week of each month there is a 15-minute business meeting. On the fourth week, we read from the BDA Tools pamphlet.
Come read and share with us!
Statement of Confidentiality
At BDA we practice anonymity, the spiritual foundation of all our Traditions. Anonymity means that BDA members do not reveal the names of anyone we see or hear at meetings nor what is shared at meetings, allowing us freedom of expression. Anonymity works by assuring that what we say at meetings or to other BDA members at any time will not be repeated. Anonymity protects all members from identification as compulsive debtors and provides the assurance that what we share will not be repeated.
Sunday BDA Meeting Readings
During our weekly BDA online meetings, we seek the widest possible participation, including the need for four readers each week. Click on the images below to open downloadable and printable versions of the DA and BDA readings we use. By clicking on those images, you can also immediately open the readings on your device of choice. You may even be able to expand the images until they are readable. So many options!
Are you looking for our Business Meeting agenda. Click here!
Script for our Newcomer Greeter, approved by group in April 2020:
Hello! My name is ___________. I'm a member of BDA and/or DA and your Newcomer Greeter tonight. This meeting requires Newcomer Greeters to have at least 30 days of not incurring any new unsecured debt and to have had at least one PRG. I am here to support newcomers to 12-Step recovery from compulsive debting.
First: We recommend beginners go to debtorsanonymous.org, click on GETTING STARTED on the top left, watch the video, and check out all the topics in the drop-down menu.
Second: Please attend as many meetings in 30 days as possible — phone, in-person, or online — identify yourself as a newcomer and take the risk of asking for help. We are here to pass on what has so generously been given to us.
We have 10-15 minutes. First, let's do contact information exchange. Is there anyone who would like to ask for or offer contact information?
[After contact info exchange is completed] Is there anyone who would like to ask a question or make a comment?